Likely the most misunderstood properties in town are the Los Gatos duet homes. This is some of the more affordable housing for buyers looking to get into Los Gatos schools, so is popular for that reason especially. When offered for sale, they sometimes show up in the MLS as condos, at other times as townhouses, and at other times still as single family homes. If you want to buy one, how would you know where to look? And why is there so much confusion?
What are duet homes?
Let’s start with what a duet home is and is not. A duet home is also known as an attached single family home. Architecturally, it looks a bit like a townhouse, though usually larger, that is only attached on one side. This is not a duplex (which has one owner for both sides and is considered “income producing property” since either one or both sides is rented out). With duet homes, normally there is a different owner for each side.
A duet home is an architectural style, and in most cases it’s like owning a normal house – you own not just the airspace of the structure, but also the exterior and the land beneath it. Naturally, they can be exceptions. In the Cambrian area there are duet style homes which are held in condo ownership – the Lone Hill Highlands HOA. You’ll only know which type of ownership you’re getting if you carefully read the preliminary title report. A buyer’s lender will care which it is – if it’s a planned unit development and not a condo, it is often easier to get the loan as the HOA won’t need to get bank approval.
Tract 9069 – Los Gatos duet homes
The small community of duet homes is named Tract 9069 and is built around a pretty greenbelt area. There’s a bit of grass, some walkways, lovely Japanese maple trees along one side, and a pergola and what appears to be a heritage tree on the side next to the Los Gatos Creek Trail. Sadly, this lovely tract of homes has no name! All three streets serving the two dozen or so properties here have the word Mill in the name – Mill Court, Mill Creek, and Mill Road.
If you want to purchase real estate here, the best best is to watch for streets with Mill in the name. Or do a “map search” on the mls (I have results at the end of this article).